700 Credit Repair is a different kind of credit restoration company offering 2 distinctive programs. Our first, a FULL SERVICE CREDIT RESTORATION plan thru www.52daycreditrepair.com , we do everything for you, from ordering your credit reports to verifying the validity of up to 246 rules and regulations that your creditors must be in compliance with. We guarantee results in just 52 days and if you don't see a 200 point increase, you'll receive a full refund! That's the best warranty in the business.

We are also proud to offer a LIFETIME MEMBERSHIP IN OUR "DO IT YOURSELF CREDIT REPAIR KIT" , FOR A LIMITED TIME, FOR JUST $19.95 ! When you join our Do It Yourself Program thru www.1995creditrepair.com you will be granted lifetime access to over 375 pages of credit repair secrets and 25 years of industry experience. We will share the exact secrets, techniques, letter templates and what validations you can request from your creditors. Best of all, we will explain to you, step by step, how to get the erroneous bad credit items deleted from your credit reports when your creditors do not give you the validations that you request. Sold seperately these items used to sell for over $1,500.00, but now because of the power of the internet we are able to offer lifetime access to these items thru our website for just $19.95!

Thank you for your interest in 700creditscore.com. We are a unique credit restoration company offering full service credit repair, as well as a membership program giving you access to the same techiques, letter templates and industry secrets that we use in our full service program. With the right guidance and a little help, credit repair is not hard, if your willing to follow the steps and invest the time. Our clients, whether using 52daycreditrepair.com, our full service company, or 1995creditrepair.com, our "do it yourself, lifetime membership" kit, currently enjoy an average deletion rate of 87% per person, per credit report. This average is far higher than the industry average, mainly because of the unique steps that we take in the credit repair process, and the strategies we teach in our "do it yourself" kit. Factors such as cerified mail, validation of compliance issues with creditors direct before going to the credit bureaus and 25 years of industry experience and knowledge are just a few reasons why our programs are so effective. Unlike companies that charge a monthly maintenance fee, we charge a small flat fee and attack all of the negative erroneous items that are damaging your credit score. Companies that charge a monthly fee are forced to drag out the process, and usually only send out 1,2 or 3 disputes at a time. We attack all issues on the credit report, sending unlimited correspondence to the creditors, and to the bureaus. Because of this approach, most clients see results within 52 days and experience increases of up to 200 points, not a 20 to 30 point increase every 90 days. So whether you want to follow our instruction guide and have the time to do it yourself, or if you want us to do what we do best and send out an unlimited number of letters asking for an unlimited number of validations, we will be happy to and you'll be glad you did! Feel free to visit either website for more information, our full service information can be seen at www.52daycreditrepair.com or to view the contents of our credit repair kit, visitwww.1995creditrepair.com .

In either program, unlike other credit repair companies that require you to sign up online, or talk to a telemarketer at a phone bank, we offer one on one personalized service with a professional, certified credit counselor at our office in Mesquite, Texas. If you are unable to come in for face to face service, then you will be given a name and a direct telephone number to one of our professionals so that you will be able to always talk to the same person about your unique situation. In business since 1989 and with over 25 years of experience you will get the best service before, during and after the registration process.
full service or do it yourself, there is more to the process than just "credit repair". We will teach you the credit bureaus scoring method. We will also explain the importance and teach you how to obtain good credit. It is one thing to remove erroneous, outdated negative items, but rebuilding and getting new credit is another. We work closely with second chance creditors, from helping you obtain new credit cards, to getting you credit thru local appliance companies, online book stores to shopping clubs that will issue you a $10,000.00 line of credit that reports to all three bureaus, we know how to help you rebuild your life. Our success depends on our clients. We do more than just delete negative items. Sometimes no credit can hurt you as much as bad credit. Who will give you new credit once your report is corrected? Thru our consultation you learn what to do and who you can contact for credit after you have completed our program. Our program comes with a complete list of second chance companies. An affiliate of Ox Publishing, Ox is an online bookstore offering our clients a $5,000.00 line of credit that reflects on their report. Free to join, a typical credit report example would be a $5,000.00 available balance, $100.00 account balance, and a payment of just $20.00 per month. New accounts make up 10% of your score, and 35% of your score is made up of your balance to limit ratio, therefore an account such as Ox, a $5,000.00 limit and $100.00 balance could have a tremendous effect on your credit score. We have had clients see over a 100 point increase from this one account alone. This is the type of information we share with you when you join either program. We will teach you what to do once you clean up your own credit, or if you choose to have us do the work, we will help you get new credit after the clean up process.

Be aware of credit repair organizations that charge a monthly maintenance fee. They are known for a membership fee and a monthly maintenance fee. These companies must have you, and as many other clients as they possibly can, pay a monthly fee for work they are performing for you. It is in their best interest to have you as a member as long as they can, therefore they typically send out 2-3 disputes a month, this way you see results, but they are drug out over a 12-18 month timeframe. If you have 20 negative items, and they remove 2 a month, they are able to keep you in the program, charging your bank account each month that you are a member. Our philosophy is different, charge a one time flat fee and attack all negative, erroneous items. In our full service program we give you an unlimited number of disputes, and send out an unlimited number of correspondence within 3 days of joining our program. If you choose to do the work yourself with our coaching, we will teach you the importance of challenging everything at the same time, and how to get the most results in the quickest timeframe. Our clients see results within 52 days, and because of our unlimited approach, it is not uncommon to see 200 point increases. We understand that, according to fico, these five factors control your score;

Payment History -35%

Amount Owed Vs. Credit Available - 30%

Length of Credit - 15%

New Credit - 10%

Types of Credit Used - 10%

We will teach you how to have the fico scoring model work for you, we will teach you how to take advantage of each of these factors so you will get the most out of credit and make it work to your advantage, not have it work against you. Most companies just focus on trying to delete bad items, we understand there is much more to the credit cycle than that.

Take a minute to read some Frequntly Asked Questions, and feel free to call us for a FREE CREDIT ANALYSIS at 1-866-954-3330 or 214-541-9788.

100% Money Back Guarantee

Our firm guarantees the success of its work by offering a full refund, if we are not successful in generating results that positively affect our client's FICO/credit scores and credit history. After six months, if the qualifying client requests and sends in new credit reports indicating that their credit scores or history has not been positively improved, then they will be entitled to a full refund. We only get paid for results, so you have absolute peace of mind knowing that we are doing everything that our many years of experience has taught us to do in effectively causing positive change in your FICO/credit scores and your credit history.
Many credit repair companies make outrageous claims concerning the removal of bad credit. Their claims are sometimes "to good to be true". A few even claim that "100% of your credit can be cleared within 30 days". There is no guarantee that every bad credit item can be deleted from a credit report. It takes a substantial amount of experience, knowledge and effort to produce impressive results.

FREQUENTLY ASKED QUESTION.........

-What if items reappear?--
This happens occasionally either by accident or a creditor has eventually verified a particular item. This is what is known as a 'soft delete'. The FCRA (Fair Credit Reporting Agency) has made it much more difficult for a creditor to replace an item once it has been removed. We will re-challenge the item with the full force of the prior removal in our favor.

-- Is this legal? --
Yes, you are given the right under the Fair Credit Reporting Act (FCRA), including the right to challenge inaccurate, misleading and obsolete items appearing on your credit report. Both 52 Day Credit repair and $19.95 Credit Repair uses every venue available to you under the law to help you assert these rights.
Disputing items on your credit report is your legal right (see the Fair Credit Reporting Act). When you use any of our services to help repair your credit, we are abiding by and using all federal and regional laws regulating third party credit repair assistance.

-- What is my credit score based on? --

Credit scoring is based on many factors that may include:

Amount of available credit
Payment history
Recent requests for credit
Amount of credit currently being used
Length of credit history

Under the Equal Credit Opportunity Act, credit scoring may not use gender, marital status, national origin, race, or religion as factors.

-- How can bad credit be deleted? --
Negative credit listings are deleted from peoples' credit reports each and every day!

52 Day Credit Repair is hard at work every day challenging damaging and questionable credit entries on behalf of its clients. Utilizing proven and absolutely legal methods, 52 Day Credit Repair is a professional organization working for you and your credit.

-- Why do I need to pay my bills? --
When we delete a negative credit report listing, the actual debt remains. You still owe the same amount of money that you owed to begin with. If you don't pay the debt, the creditor or collection agency could always report the item again. So removing the listing without addressing the debt is only a temporary solution.

In business since 1989, we offer a variety of credit repair products. No matter what your reason for credit repair is, we can help. Need a home? Join our exclusive, 90 day, guaranteed "Home Ownership" program thru 52 Day Credit Repair. We will have you credit score ready to qualify for a home mortgage in just 90 days, or if you want to raise your credit score for employment reasons, better insurance rates, or are just tired of being told "NO", then our "200 Point Increase / 700 FICO Score Guarantee" is for you. At 52 Day Credit Repair, we do all the work, you just sit back and relax, your in good hands!

Have you thought about doing your own credit repair, but don't understand all the rules and regulations of the FTC and Fair Credit Reporting Act? We can help. The credit bureaus will investigate erroneous items one time a year, therefore you need to be educated before taking on such a serious project. The creditors must be in compliance with 246 rules and regulations, set forth by the FTC. By knowing these laws, it puts you in the drivers seat. It is your right to ask the creditors to validate what they are reporting on your credit. Do you know what to ask for? Do you know if they can not prove that what they are reporting is true, you can have it removed from your credit file? By joining $19.95 Credit Repair, we will give you unlimited access to everything that you need to know, from where to get instant access to your free credit reports, to letter templates designed by our attorneys, if your planning on taking on this task yourself, you can't afford not to join. You will be granted lifetime access to 375 pages of credit repair ammunition.

Our Mission

To provide hard working families with affordable, quality credit repair services which will enable our customers to better enjoy their lifestyle.

Our Vision

To carry out this purpose by providing our customers with simple step by step instructions and by having all of our employees provide a "No Excuses" committment to total and complete customer satisfaction.